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About adapt.

Adapt Risk Solutions, based in Western Australia, proudly serves clients across the country. As a specialist insurance brokerage focused on the property sector, we are dedicated to prioritising our clients’ best interests in every engagement.

Driven by service and guided by integrity, our team delivers clear, honest advice tailored to your needs.

 

Our team has experience in underwriting, loss adjusting and decades of insurance broking. This gives us a unique and well rounded understanding of  insurance, helping us to stand out as trusted advisors in the industries that we specialise in.

Our Purpose

Our purpose is to help our clients understand their risk exposures and how to effectively transfer those risks through insurance. We take the time to deeply understand each client’s unique circumstances, ensuring our advice is relevant, practical, and aligned with their goals.

As a brokerage that’s property focused and service driven, we work closely with insurers to ensure they have a clear understanding of the risks involved. This enables them to offer tailored, robust insurance solutions that truly meet our clients’ needs.

By bringing together our clients, insurers and specialist team, we ensure alignment and deliver trusted insurance advice across our specialist industries.

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Our Values 

Clients come first we’re driven by a commitment to look out for your best interests, because if you win, we all win. We build long-term relationships rooted in trust, fairness, and genuine care, always watching out for what matters most to you.

Integrity and authenticity are at the heart of everything we do. We’re transparent in our actions, accountable for our decisions, and consistent in our commitment to doing what’s right.

We act for the greater good and guided by moral principles. Every decision is made with fairness, integrity, and long term value in mind  for our clients, and the broader community. Success lies in doing the right thing consistently and without compromise.

Our Services
 

We offer expert, tailored insurance related advice  so you get coverage that truly fits your needs and protects what matters most.​​

We give you access to a wide network of Australian and international insurers so you have more options, competitive pricing, and more robust coverage.

We’re available to present on insurance topics at events or team meetings so that strata owners and property teams can stays informed and confident in managing risk.

We provide a single point of contact who gets to know you and your needs so you always have someone who understands your business and advocates for you.

We deliver multiple quotations with detailed reports and coverage comparisons so you can make informed decisions with complete transparency.

We carry out insurance site surveys to understand your buildings and risks so your coverage is based on real insight, not assumptions.

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We help you understand your risks so you can put the right measures in place to protect your property and assets, and improve your insurability.

We offer 24/7 claims support, including emergency assistance and make-safe services so you're never alone when it matters most.

We understand the workings of your insurance policy so we can confidently advocate for a fair outcome on your behalf when it’s time to make a claim.

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Strata Property Insurance 

We're available to meet and speak with Councils of Owners, helping them to understand the intricacies of Strata insurance. We believe in  transparency, building trust between all parties involved.

Commercial Property Insurance

We carry out site surveys and present the relevant information that insurers need to provide you with the most appropriate and cost effective insurance solution for your investments.

Business Insurance

Our insurance overview sheets and reports give you a clear understanding of your businesses risk exposures - we help  safeguard your assets and liabilities, so you can focus on growing your business.

Meet the Team

With decades of combined experience and a shared love for solving complex challenges, the Adapt team brings deep knowledge, sharp thinking, and a whole lot of heart to everything we do.​

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Phil Hughes

Managing Director

Vision-driven and people-focused, Phil leads Adapt with a passion for doing things right and raising the bar in property insurance. --------------------------------------------- With over a decade of experience in the insurance industry, Phil brings a unique blend of technical expertise, strategic insight, and a genuine commitment to doing what’s right. Originally trained as an engineer, his natural problem-solving mindset led him into the world of insurance where he quickly found his calling. Phil has held senior roles across broking and claims management, giving him a comprehensive understanding of the entire insurance process. Today, as Managing Director of Adapt Risk Solutions, he leads with a clear vision: to elevate standards in property insurance, foster stronger collaboration across the insurance chain, and keep client outcomes at the heart of every decision. Known for his clear communication, technical acumen, and dedication to long-term partnerships, Phil is the driving force behind Adapt’s hands-on, service-first culture. He’s deeply passionate about delivering exceptional customer service and consistently high-quality work, ensuring every client feels supported, understood, and confident in their insurance solutions. Outside the office, Phil’s usually chasing waves and still convinced he’s destined to be a professional surfer - because it’s important to dream big, even if reality disagrees!

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Tyson Jeffrey

Account Director

With experience on both sides of the insurance fence, Tyson brings sharp insight and a client-first mindset to every policy he places. --------------------------------------------- With over a decade of experience in the Strata and Commercial Property insurance space, Tyson brings a well-rounded perspective shaped by his time as both an underwriter and a broker. He oversees broking operations at Adapt, combining deep technical knowledge with a sharp eye for risk assessment and policy placement. Tyson began his career as an underwriter in Canada, gaining valuable insight into how insurers evaluate risk and structure coverage. This foundation gave him a unique advantage when transitioning to broking, where navigating complex policies and securing tailored insurance solutions became second nature. Driven by a passion for problem-solving and a client-first mindset, Tyson is dedicated to simplifying the insurance process and delivering strategies that help businesses achieve the best possible outcomes. His experience on both sides of the industry allows him to bridge gaps, build trust, and deliver results with clarity and confidence. When he’s not burning up the phone lines negotiating deals, you’ll find Tyson walking his dog on the beach or playing ice hockey - like a true Canadian!

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Danial Powell

Claims Manager

Known as “The Claims Guru,” Danial combines decades of experience with a calm, hands-on approach to complex claims. --------------------------------------------- With over 20 years in the insurance industry, Danial brings a rich and diverse background spanning claims management, broking, and loss adjusting. His journey began on the phones with an insurer, handling property claims—an experience that gave him a solid grounding in policy wordings and how insurance responds when it matters most. Danial later moved into broking, specialising in Trades Insurance. There, he helped businesses navigate their cover options and developed a deep understanding of the unique risk challenges across various industries. He then spent eight years as a Loss Adjuster, managing complex claims involving cyclones, bushfires, and floods. This hands-on experience in high-pressure environments cemented Danial’s reputation as a trusted expert in claims management. Today, Danial—affectionately known as The Claims Guru—brings all this experience together to deliver top-tier claims support for Adapt’s clients. With a sharp eye for problem-solving and a commitment to exceptional service, he ensures clients feel supported through every step of the claims process. When he’s not busy resolving claims, you’ll find Danial coaching the kids’ footy team or pounding the pavement with his dogs around Perth’s suburbs.

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Marisa King

Account Manager

Marisa blends nearly 20 years of industry know-how with a warm, customer-first approach that makes insurance feel effortless. --------------------------------------------- With nearly two decades in the insurance industry, Marisa brings a wealth of experience and a can-do attitude to every challenge. Her career has spanned major insurers and brokerages across both the Australian and UK markets, giving her a broad and insightful perspective on the strata and property insurance landscape. Marisa takes a genuinely customer-focused and refreshingly good-humoured approach, prioritising strong relationships and clear communication. Her personable style and commitment to understanding each client’s unique needs have made her a trusted go-to in the strata insurance space. She’s all about securing the best outcomes for her clients—and making it look effortless while she’s at it. When she’s not managing portfolios, you’ll find Marisa soaking up the coastal lifestyle, enjoying the local beaches and cafés - or quietly organising everything in sight!

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Michelle Requita

Broker Support Specialist

With over 20 years experience across various roles in the insurance industry, there isn't much that Michelle hasn't seen. --------------------------------------------- Michelle brings 2 decades of experience to the table for our clients, she has a strong background in insurance broking across domestic, commercial, and corporate portfolios which includes both small business and large international corporations. Michelle has managed a broad range of client needs and understands the industry from both an operational and service perspective. Michelle is highly knowledgeable in client service and regulatory requirements, document management systems and ensuring compliance requirements are met. She takes great pride in preparing clear, complete, and accurate information so our clients can make an informed decision with ease. Family and friends are central to Michelle and her busy social calendar keeps her busy when insurance isn't.

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We highly recommend working with the Adapt team. They understand the property industry and provide clear, professional advice for our insurance needs. Their expertise and customer service always makes the process smooth and straightforward

Michael Cameron – Director, Jarra Property Group

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