top of page
Insurance Insights
Stay informed with clear, practical insurance insights on emerging risks, trends, and regulations. Whether you manage property, strata, or a business, our articles help you make confident decisions and protect what matters.
All Posts
WHAT’S THE DIFFERENCE BETWEEN PUBLIC LIABILITY VS PROFESSIONAL INDEMNITY?
When organising business insurance, it can often feel like a minefield of jargon and fine print. Two terms that frequently pop up and...
Adapt Risk Solutions
2 min read
UNDERSTANDING CYBER INSURANCE: THE BASICS
In today’s digital age, businesses of all sizes are increasingly reliant on technology and data, which makes them more vulnerable to...
Adapt Risk Solutions
3 min read
WHAT DO INSURERS THINK ABOUT EV CHARGERS IN STRATA BUILDINGS?
As electric vehicles surge (pun intended) in popularity across Australia, both existing and new development strata buildings are still...
Adapt Risk Solutions
2 min read
IS WORKERS' COMPENSATION INSURANCE RELEVANT TO STRATA?
Yes, a strata company may be legally required to hold Workers’ Compensation insurance if it engages individuals who meet the definition...
Adapt Risk Solutions
2 min read
WHAT IS A FLOATING FLOOR?
A ‘floating floor’ refers to a flooring installation method where the floorboards are not nailed or glued to the subfloor. Instead, the...
Adapt Risk Solutions
2 min read
LOSS OF RENT AND RENT DEFAULT INSURANCE THE KEY DIFFERENCES
LOSS OF RENT Loss of Rent insurance is crucial for commercial property owners but is often missing from policies we are asked to review...
Adapt Risk Solutions
2 min read
WEATHER RELATED INSURANCE CLAIMS AND THE IMPORTANCE OF THE 10 YEAR MAINTENANCE PLAN
Australia is no stranger to extreme weather, and prolonged wet conditions continue to test the resilience of our infrastructure,...
Adapt Risk Solutions
2 min read
THE IMPORTANCE OF INSURANCE REPLACEMENT VALUATIONS
Ensuring you have the correct building replacement cost selected on your insurance policy is critical, in fact it's probably the single...
Adapt Risk Solutions
3 min read
WORKING TOWARDS A MORE FAVOURABLE STRATA INSURANCE RENEWAL
Obtaining strata insurance is not an easy process. The change from a soft market (lower premiums/multiple insurance options) to a hard...
Adapt Risk Solutions
3 min read
WHAT'S IMPORTANT TO INSURERS AND WHY | COMMERCIAL, RETAIL & INDUSTRIAL PROPERTY
Insurers do not view all property types in the same way when underwriting a policy, different properties present different types of risks...
Adapt Risk Solutions
3 min read
THE DIFFERENCE BETWEEN STRATA AND LANDLORDS OR CONTENTS INSURANCE
WHAT IS STRATA INSURANCE? It’s mandatory insurance that the Owners Corporation is required to take out on behalf of all Owners. A strata...
Adapt Risk Solutions
2 min read
bottom of page